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Feb 27

Simplify Life – Part 6

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By Francisco J. Colayco

We continue with tips from the Zen Habits in connection with money.

Tip No. 22 is “Eat slowly. If you cram your food down your throat, you are not only missing out on the great taste of the food, you are not eating healthy. Slow down to lose weight, improve digestion, and enjoy life more.”

Everything in our body is interconnected. As I understand it, our brain tells us when we are already full but there is a time lag. When you eat too fast, you could already enough but your brain will not be able to tell until you have eaten too much. In addition, you do not get all the right nutrients because you did not chew your food well to allow all the digestive juices to do their work. Therefore, by eating too fast, you would be spending money for food that your body doesn’t really need. If spending less on food is one of your budgetary issues, this is a good practice to remember

Tip No. 23 is “Drive slowly. Most people rush through traffic, honking and getting angry and frustrated and stressed out. And endangering themselves and others in the meantime. Driving slower is not only safer, but it is better on your fuel bill, and can be incredibly peaceful. Give it a try.”

Actually, what is important is to drive the right speed because driving too fast or even too slowly could use up fuel unnecessarily. What you would save on by driving carefully and not been stressed are medical bills. You would have less headaches and body pains plus you would avoid accidents that might cause your hospitalization as well as payments to the third parties you might harm.

Generally, the advice is to go slow and/or with moderation in moving about your life. Too fast or too hasty in doing things could lead to unnecessary problems

Tip No. 24 is “Be present. These two words can make a huge difference in simplifying your life. Living here and now, in the moment, keeps you aware of life, of what is going on around you and within you. It does wonders for your sanity.

Live your life to the fullest. I ask you to plan for the future for by making your financial goals and your personal financial plan. However, I do not expect you to continuously think and worry about your future. Establish your goals and action plan IN WRITING and check once in a while (maybe monthly or quarterly) if you are on the right track. In the meantime, after you know what you want and how you will get it, just live in the present so that you can enjoy whatever your present life can provide you, no matter how simple.

Tip No. 25 is “Streamline your life. Many times we live with unplanned, complex systems in our lives because we haven’t given them much thought. Instead, focus on one system at a time (your laundry system, your errands system, your paperwork system, your email system, etc.) and try to make it

simplified, efficient, and w ritten. Then stick to it.”

Tip No. 26 is “Create a simple mail & paperwork system. If you don’t have a system, this stuff will pile up. But a simple system will keep everything in order.”

Tip No. 27 is “Create a simple system for house work. Another example of a simple system is clean-as-you-go with a burst.”

Notice how Zen Habits also bring up the need to “write.” This is also the advice I give on making your personal financial plans. Write them down because studies show that written plans are followed better than those that are just memorized. It is a very sound principle not only for your financial life but for any kind of simplification and improvement.
There is an implication even in your saving and spending habits when you put things in their proper place.

My friend recently moved house and he told me his personal frustration. Ordinarily, he is very systematic and keeps his documents in order but this time some bills got misplaced and were not paid on time, particularly credit card bills. When the next bills arrived, there were interest and penalties already charged. Of course my friend was upset even if he was partly to blame for the lack of system. But he learned his lesson to create a better system henceforth to make sure all bills are paid on time whether or not he receives the bill.

Note the “clean-as-you-go” system that the Zen Habits mentions will save you some money without your even realizing it. It is so easy not to fix things first as you are doing the activity. For example, many do not immediately fix their bed when waking up or automatically clean the bathroom after taking a shower. This is especially true if you have someone who will fix or clean for you. When you fix/cover your bed immediately, it will keep whatever inner bedsheets you have cleaner for a longer time. When you clean you shower immediately, it will lessen the build-up of bacteria and mildew, which will cost more money to clean up at a later date.

These may sound so petty but when you are wondering how to save or spend less, all these little opportunities add up.

 

Related posts:

Simplify Life – Part 1 Simplify Life – Part 3 Simplify Life – Part 5 Simplify Life – Part 2 Simple Life – Part 4

 

Continued here:
Simplify Life – Part 6

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